Quincy Credit Union is dedicated to providing our members with tools to let them make the most of their financial resources, and a QCU home equity loan is one way we help our members make their money work for them. With competitive rates and flexible terms, our home equity loans are designed to provide the financial support needed to deliver peace of mind.

What is a Home Equity Loan?

A home equity loan allows you to borrow against the value of your home. Funds can be used for various purposes, ranging from home improvements to debt consolidation. The amount you can borrow with a home equity loan is based on the equity you have in your home, which is the difference between its appraised value and your mortgage balance.

Competitive rates, flexible terms, and fixed monthly payments

Our home equity loans come with competitive rates and flexible terms, ensuring that you save money over the life of the loan. With fixed monthly payments, budgeting becomes easier and more predictable.

How to use a Home Equity Loan

• Home Improvements: Use your home’s equity to fund renovation projects, adding value and comfort to your living space.
• College Education Expenses: Invest in your children’s future by financing tuition fees and other educational expenses.
• Debt Consolidation: Simplify your finances by consolidating high-interest debt into a single, lower-interest payment option, saving both money and time.

Why Quincy Credit Union? As a member of Quincy Credit Union, we prioritize your financial well-being. Our experienced loan officers are here to guide you through the application process, ensuring that you understand your options and make the best decisions for your specific needs.

Embracing Convenience and Accessibility

With branches conveniently located in Quincy, Weymouth, and Marshfield, accessing our services is easy and convenient. Whether you prefer in-person assistance or online support, we’re here to help you every step of the way.

Get Started Today! 

Contact Quincy Credit Union to learn more about how our home equity loans can benefit you. Our team is ready to answer your questions and assist you in unlocking the potential of your home equity. Join us in making the most of your financial resources with Quincy Credit Union.