Consumer Loans
Loans to suit your financial needs
Sometimes in life you need personal financial support now so you can achieve financial stability later. That’s why Quincy Credit Union gives you the benefit of choosing from a variety of low-interest loans to suit your financial needs.
- QCU offers auto loans, personal loans and even loans to help you build your credit .
- Some consumer loans qualify for interest rate discounts with automatic payments!
- Apply for and manage loans with digital tools like mobile app and online access.
| Loan Type | Term | APR with Auto Pay As Low As* | Payment per $1,000 | |
|---|---|---|---|---|
| Pre-Owned Auto Loans | Up to 36 months | 4.99 | 29.97 | Apply Now |
| 37 - 48 months | 5.24 | 23.14 | ||
| 49 - 72 months | 5.49 | 16.33 | ||
| New Auto Loans | Up to 36 months | 4.99 | 29.97 | Apply Now |
| 37 - 48 months | 5.24 | 23.14 | ||
| 49 - 72 months | 5.49 | 16.33 | ||
| 73 - 84 months | 5.99 | 14.60 | ||
| Recreational Vehicles | Up to 120 months | 7.74 | 12.00 | Apply Now |
| Personal Loans | Up to 48 months | 12.65 | 26.65 | Apply Now |
| Up to 72 months | 13.65 | 20.42 | ||
| Overdraft Protection (Reserve Credit) | 12.90% | N/A | Apply Now | |
| VISA Signature Credit Card (Variable Rate) | Revolving line of credit | 17.75 | N/A | Apply Now |
| VISA Traditional Credit Card (Variable Rate) | Revolving line of credit | 8.74 | N/A | Apply Now |
| Fuel Assistance Line of Credit | Line open October 15 to April 15. | 5.00% | $100.00 payment per month | Apply Now |
| Vacation Loan | 12 months | 11.40 | 88.57 | Apply Now |
| Credit Builder Loan | Up to 12 months | 7.00% | $86.53 | Apply Now |
| Secured-Shares | Up to 72 months | 4.85% | $16.04 | Apply Now |
| 73- 144 months | 5.85% | $9.68 | Apply Now | |
| Secured by Certificate | Up to 72 months | 5% over CD Rate less 0.25% (5.05%) | $16.04 | Apply Now |
A simpler student loan solution.
Financing an education can be like trying to put a puzzle together, with loans, grants, scholarships pieces of a funding plan for students and their families in pursuit of a higher education. QCU partnered with Sallie Mae, a leader in the industry for student loan options.