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QCU Now Has Early Direct Deposit


Get paid up to 2 days earlier when you have a QCU account set up with direct deposit1.
No sign-up required. It’s that easy!

What is Early Direct Deposit?

Early Direct Deposit is a service we offer where you may receive your direct deposit up to 2 days earlier. We often receive a message from your payer up to two days prior to your direct deposit to let us know the money is on the way. If we receive prior notice from your payer, we can reduce processing time and make your deposit available earlier.

Will my direct deposits always arrive two days early?

It depends. You might get your direct deposit 2 days earlier, 1 day earlier or on your regularly scheduled payday. Here are some reasons why you might not receive your deposit early:

  • Your deposit isn’t sent earlier by your payer.
  • There’s a payroll system issue from your payer.

Early Direct Deposit FAQs

Do I need to sign up?

No sign-up required. This is an automatic feature when you have a QCU account set up with direct deposit.

How will I know if my deposit is posted early?

Check your account history in online banking or the mobile app.

1If you are a QCU member that has set up a direct deposit with a payer, you may be able to receive your direct deposit funds up to 2 days earlier with QCU’s early direct deposit. Eligibility for Early Direct Deposit is at our discretion and we cannot guarantee that you will always receive Early Direct Deposit. Direct deposit enrollment required for QCU Early Direct Deposit. There is no additional fee to this service.

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