Useful Links / Forms

Account Disclosures

Important disclosures regarding your accounts and services with QCU.

New Account Disclosures 

Please take a moment to review:

• Deposit Account Disclosure 
• Privacy Notice
• Fee Schedule
• EFT Disclosure

Lending Disclosures 

• Credit Card Agreement
• HELOC Important Terms
• Subordination Requirements
• Home Equity Disclosure

Other Important Information:

• Bill Payment Agreement
• Business Fee Schedule
• Check 21
• Digital Banking
• E-Statement Disclosure
• Share Certificate of Deposit Disclosure
• Money Market Disclosure

USA PATRIOT Act 

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Additionally, on legal entity accounts, we will require identification on beneficial owners and controlling persons.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. This law requires us to gather and maintain specific information on our members.