Leverage your home’s equity with a HELOC
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With our Home Equity Line of Credit, you can borrow against your home’s equity to fund home improvements, debt consolidation, vacations, and more.
Our HELOC makes borrowing easy!
No annual fee
No repayment penalty
Did you know your HELOC is based on how much equity you’ve built in, among other factors. If you’re a homeowner with years of mortgage payments behind you, you’ve likely built up a significant amount of equity.
Unlock your home’s equity with a HELOC
Borrow what you need, as you need it, until reaching your credit limit
Accrued interest may be tax deductible when used for home improvements
Use for debt consolidation, large purchases, unexpected expenses and more
HELOC Rates
| Description | Rates | APR | Payment per $1,000 | Maximum Loan Amount | |
|---|---|---|---|---|---|
| Home Equity Line of Credit | 7.250% | 7.250% | N/A | $250,000 | Apply Now |
Major renovations and/or life expenses?
The equity in your home can finance your home improvements and many other major purchases.
- Get prompt loan processing
- Please refer to QCU’s HELOC Disclosures for more information.
Variable Annual Percentage Rate for HELOC based on The Wall Street Journal Prime Rate (7.750% effective as of 11/7/2024) minus 0.50% as published on the last business day of each month. Maximum APR 18.00% Minimum Floor Rate 3.50%. Maximum loan amount is $250,000. Homeowners insurance is required. Flood insurance may be required. Loan-to-value not to exceed 80%. Not available for homes currently for sale or to be sold within 6 months of closing.