Consumer Loan Rates
| Loan Type | Term | APR with Auto Pay As Low As* | Payment per $1,000 | |
|---|---|---|---|---|
| Pre-Owned Auto Loans | Up to 36 months | 4.99 | 29.97 | Apply Now |
| 37 - 48 months | 5.24 | 23.14 | ||
| 49 - 72 months | 5.49 | 16.33 | ||
| New Auto Loans | Up to 36 months | 4.99 | 29.97 | Apply Now |
| 37 - 48 months | 5.24 | 23.14 | ||
| 49 - 72 months | 5.49 | 16.33 | ||
| 73 - 84 months | 5.99 | 14.60 | ||
| Recreational Vehicles | Up to 120 months | 7.74 | 12.00 | Apply Now |
| Personal Loans | Up to 48 months | 12.65 | 26.65 | Apply Now |
| Up to 72 months | 13.65 | 20.42 | ||
| Overdraft Protection (Reserve Credit) | 12.90% | N/A | Apply Now | |
| VISA Signature Credit Card (Variable Rate) | Revolving line of credit | 17.75 | N/A | Apply Now |
| VISA Traditional Credit Card (Variable Rate) | Revolving line of credit | 8.74 | N/A | Apply Now |
| Fuel Assistance Line of Credit | Line open October 15 to April 15. | 5.00% | $100.00 payment per month | Apply Now |
| Vacation Loan | 12 months | 11.40 | 88.57 | Apply Now |
| Credit Builder Loan | Up to 12 months | 7.00% | $86.53 | Apply Now |
| Secured-Shares | Up to 72 months | 4.85% | $16.04 | Apply Now |
| 73- 144 months | 5.85% | $9.68 | Apply Now | |
| Secured by Certificate | Up to 72 months | 5% over CD Rate less 0.25% (5.05%) | $16.04 | Apply Now |
Additional Consumer Loan Information
APR= Annual Percentage Rate. Loan rates currently in effect and are subject to change at any time. Loan applicants must be at least 18 years old to apply.
*Auto pay discounted rate must come from a QCU Checking Account.
Your Annual Percentage Rate, term and approved loan amount may vary based on your credit worthiness. Payment examples based on the maximum term for each product. Please ask a loan representative for details regarding how your rate is determined.
Membership eligibility requirements apply. $5.00 Primary Share Account required for membership.